Guilt, Depression, and Inaction

You no longer want to check the mail or answer the phone. You spend the night awake, but you feel as if the day is a dream world. Nothing comes together, nothing makes sense.

You know there is a problem waiting out there, you know there is a path out of this difficulty, even if it is painful to consider that path, but you can't seem to find the first step.

Even if you know the way to go, the act of taking that first step makes the process concrete. It's easier to deal with a problem like foreclosure when it is just an abstract theory. Unfortunately, abstract theory is interrupted by reality. The ache in your gut reminds you that all is not well and something must be done. At times you feel tired, at other times you feel sick.

It's time to put the concrete situation in perspective and take action that will heal you. You are not a bad person, you have not committed a great evil. You acted in good faith, and perhaps the people who helped you into this mess acted in good faith as well. Perhaps they didn't, but that is irrelevant right now, because right now you need to do something to move out of this mental trap of inaction and do something.

First, foremost, take some time and forgive yourself. Remember that you have tried, done your best, and that there are times of loss we all must go through. You have survived troubles before. You will survive this too.

Desert Cities Home Buyers offers no obligation information at http://www.socalforeclosureprevention.com as an affiliate of The National Prevention Center. 

Foresclosure: The First Step--Moving Beyond Denial

Have you seen your home's value drop and your payments rise? Are you considering what to do and feeling backed into a corner? You are not alone. So many homes are in trouble in Riverside County, many of them right here in the Coachella Valley, that entire subdivisions look nearly abandoned.

Good, hardworking people are struggling to keep their homes and worrying about what to do if they can't maintain the payments. We receive calls every week from people who have gotten to the stage where they know they must do something, but don't know where to turn. They have lost jobs, seen decreased income from investments, gone through divorce, illness, or other catastrophe. The pain keeps on coming, and they finally admit that it is too much, they need to find a way out.

That is the first step, of course. You hear it whenever anyone is in trouble, no matter what the cause. Any problem we face can be ignored, for a time. Sooner or later, though, we have to face up to the problem before it steamrolls us. Take it from us, when faced with the threat of foreclosure, the sooner we face the reality of our situation, the sooner we can rid ourselves of the problem and move on with our lives.

Desert Cities Home Buyers offers no obligation information at http://www.socalforeclosureprevention.com as an affiliate of The National Prevention Center.